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The Barkett Law Firm

Call Us Today For a Free Consultation
918.582.6900
1408 S. Harvard Ave., Tulsa, OK 74112

Proven Results from a Proven Winner. Serving Clients Throughout Tulsa, Oklahoma. The Barkett Law Firm Proven Results from a Proven Winner. Serving Clients Throughout Tulsa, Oklahoma. The Barkett Law Firm Proven Results from a Proven Winner. Serving Clients Throughout Tulsa, Oklahoma. The Barkett Law Firm Proven Results from a Proven Winner. Serving Clients Throughout Tulsa, Oklahoma. The Barkett Law Firm Proven Results from a Proven Winner. Serving Clients Throughout Tulsa, Oklahoma. The Barkett Law Firm Proven Results from a Proven Winner. Serving Clients Throughout Tulsa, Oklahoma. The Barkett Law Firm Proven Results from a Proven Winner. Serving Clients Throughout Tulsa, Oklahoma. The Barkett Law Firm Proven Results from a Proven Winner. Serving Clients Throughout Tulsa, Oklahoma. The Barkett Law Firm Proven Results from a Proven Winner. Serving Clients Throughout Tulsa, Oklahoma. The Barkett Law Firm Proven Results from a Proven Winner. Serving Clients Throughout Tulsa, Oklahoma. The Barkett Law Firm

What a Bargain: Is Cheap Car Insurance Worth Every Penny?

Shopping for the cheapest car insurance available is practically an American pastime. Consumers search for the least-expensive offer for a product they must purchase but believe they will never need to use. While most drivers can’t change the primary indicators in their insurance premiums — which are age, marital status and geographic location — the Internet is flooded with slick offers promising outrageously low rates based on a number of gimmicks.

The ins and outs of auto insurance

Generally, car insurance consists of one policy that covers a variety of different types of potential liability. The primary areas of liability coverage are:

  • Bodily injury
  • Property damage
  • Medical payments
  • Collision coverage

Generally, premiums increase as the price of the vehicle and its cost of repair go up.

Inexpensive policies may leave much to be desired

While companies base premiums on their actual payouts related to various vehicle and driver types, making it worthwhile to compare insurance policies and rates, many less expensive policies may simply lack the coverage drivers need. One common deficiency is insufficient accident coverage, which drivers generally discover when they find out they’re on the hook for damages they thought insurance would cover.

Similarly, some policies require an outrageous deductible, essentially leaving policyholders to pay for most repairs and damage. Other deficiencies drivers can expect include inadequate customer service, big rises in premiums for minor accidents and failure to extend coverage to different vehicles. When it comes to insurance, industry insiders caution, you may simply get what you pay for if you go for a cheap policy ― not much.

When accidents force you to negotiate with insurance companies, get a tough attorney on your side to advocate for you.

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The Barkett Law Firm is located in Tulsa, OK and serves clients in all counties in Oklahoma.

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